Disclosures
1. Who We Are
Fintrans Investment Services Pvt Ltd. is an AMFI-registered Mutual Fund Distributor, ARN-106026. Ms. Srivathsala K holds the NISM Series V-A certification for mutual fund distributors.
2. What We Do, and What We Don’t
We help you choose mutual fund schemes that suit your goals and comfort with risk, help you complete the investment, and support you afterwards. Any scheme suggestion we make is limited to mutual funds and comes as part of our role as a distributor.
We are not a SEBI-registered Investment Adviser, and we do not provide investment advisory, portfolio management or financial planning services. If you want advice covering your whole financial position, please consult a SEBI-registered Investment Adviser.
3. How We Are Paid
We are paid trail commission by the Asset Management Company whose scheme you invest in through us. We receive no upfront commission. Trail commission is a percentage per year of the value you hold, is paid out of the scheme’s expense ratio, and is never charged to you separately or taken out of your investment amount.
This is why a Regular Plan has a slightly higher expense ratio than a Direct Plan.
Across the fund houses we work with, trail commission typically ranges from about 0.1% to 1% per year depending on the scheme category, and the Asset Management Company can change it at any time. The exact commission on any scheme will be told to you on request before you invest.
We do not rebate or pass back any part of our commission, and we do not offer gifts or vouchers to get you to invest.
Industry-wide commission disclosures are published by AMFI at https://www.amfiindia.com/research-information/commission-disclosure.
4. Mutual Funds We Distribute
We are empanelled with, and distribute the schemes of, the following fund houses:
For details of mutual fund distribution commissions, please refer to https://myfintrans.com/brokerage-structure.
The schemes and information on this website are limited to the mutual fund products we distribute. Other investment products that we do not distribute are available in the market, and you may wish to consider them before you decide.
We are an independent mutual fund distributor and are not owned or sponsored by any Asset Management Company.
5. If You Have a Complaint
Write to us at Connect@myfintrams.com. We will acknowledge within 2 working days and respond within 7 working days.
If a complaint is about a scheme, a transaction or an account, please raise it with the fund house or its Registrar first – their contact details are in the scheme documents.
If it is still unresolved, you can escalate to SEBI at https://scores.sebi.gov.in.
And after that, to the online dispute resolution portal at https://smartodr.in.